Wil Plyler Insurance Agency knows first-time Rock Hill, SC car buyers need insurance like anybody. However, it is unclear how to get started if you’ve never bought a policy before. Thankfully, there are a few things we can easily explain to make this process easier:

Terms to Know

When shopping for policies, many terms might confuse you. Knowing these can minimize your confusion and help streamline your overall shopping experience.

• Premium or the money you pay monthly, semi-annually, or annually
• Deductible or what you are responsible to pay for after accidents
• Limitations or exclusions are what your policy does and doesn’t cover
• Policy start and end dates are exactly what they sound like when a policy begins and ends

What Policies Cover

As a first-time driver, you’ll need at least basic liability protection to avoid lawsuits and other dangers. However, having uninsured, collision, and comprehensive coverage is also important. South Carolina asks that you have coverage like these before expanding your options.

Discount Opportunities

First-time car owners might pay a little more for their coverage or have few policy options. Thankfully, there are ways to help here, including qualifying for:

• Good student bonuses for having grades at least a B or higher
• Safe driver or not getting into accidents for at least three years
• Drive training or completing a specialized education class
• School usage, i.e., only using it to get to and from school

Learn More Today

At Wil Plyler Insurance Agency, we can teach Rock Hill, SC residents about car insurance and ensure that first-time owners are safe. Whether you’re a teen or a parent, we’re ready to help you find protection that makes sense and fits your personal budgetary needs.