If you live and drive in South Carolina, it’s vital to be aware of the minimum auto insurance requirements for legal driving. In Rock Hill, SC, Wil Plyler Insurance Agency can guide you in making the right decision for your auto insurance needs. As independent insurance agents, we understand that our clientele is our utmost priority. We help ensure you have the necessary coverage before you hit the road.

What does basic auto insurance in South Carolina entail?

In South Carolina, the basic auto insurance minimum is detailed as 25/50/25. This structure indicates that if you are deemed responsible for an accident, you must carry $25,000 for individual injury, a total of $50,000 for all injuries, and $25,000 for property damage. Considering the cost of medical expenses, it’s clear that this is basic coverage, and there is a potential to exceed these amounts in the event of a serious accident. It’s important to consider extending your coverage if you possess any assets.

If you have an auto loan or lease, it’s necessary to protect your vehicle since the lender or lessor has a vested interest in it. This usually requires carrying collision and comprehensive coverage. Even without a loan or lease, most people depend heavily on their vehicles for daily transportation. How would you handle your vehicle’s repair or replacement costs without insurance? While some may have excess cash or robust credit, most people find insurance to be an economic safety net.

For all your auto insurance inquiries and needs in Rock Hill, SC, feel free to contact Wil Plyler Insurance Agency.